Poor persons; Achieving a Better Life Experience Program account; exemption; effective date.

This bill (HB 1837) protects Oklahoma residents using Achieving a Better Life Experience (ABLE) accounts by exempting these funds from being seized for debts or used to calculate eligibility for public assistance. Specifically, it ensures ABLE account balances cannot be claimed by creditors, garnished, or used to determine benefits under programs like Temporary Assistance for Needy Families. It also prevents Medicaid from seeking repayment from these accounts after a beneficiary's death. The law applies to both Oklahoma-established ABLE accounts and those from other states, effective November 1, 2025.