Oklahoma Employees Insurance and Benefits Act; opt-out option; removing group insurance; effective date.
HB 1187 allows Oklahoma state employees to opt out of the state's basic health and dental insurance plans if they have separate group coverage, while retaining life and disability benefits. To opt out, employees must provide proof of their separate coverage and sign an annual affidavit, and they receive $150 instead of the flexible benefit amount they would otherwise receive. The state retains any savings from employees opting out of health coverage. This bill directly affects eligible state employees who qualify for separate group insurance and takes effect November 1, 2025.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2025
Committee Review
Apr 2025
House Passage
Mar 2025
Senate Passage
Apr 2025
Signed into Law
May 2025
Introduced Feb 3, 2025
Signed May 5, 2025
Maddy AI version diff · 4 comparisons
What changed between versions
Floor (House)
→
Floor (Senate)
·
3 edits
MINOR
The bill was converted from the House version to the Senate floor version with minor formatting adjustments. The substantive policy content remains unchanged, including the opt-out provisions for state employee health insurance and the $150 flexible benefit amount.
TECHNICAL
Header information changed from 'HOUSE OF REPRESENTATIVES' to 'SENATE FLOOR VERSION' with updated date to April 10, 2025
Committee report attribution changed from 'COMMITTEE ON COMMERCE AND ECONOMIC DEVELOPMENT OVERSIGHT' to 'COMMITTEE ON BUSINESS AND INSURANCE'
Page footers updated to reflect Senate Floor Version instead of House Floor Version
Floor votes · Senate Apr 28, 2025 · House Mar 25, 2025
How they voted
36–9
Passed · 4 other
Total votes 49
Apr 28, 2025
D
Democratic9
77% Nay
R
Republican40
87% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
25
Key actions
8
Committee
6
May 5, 2025
Signed into law
Approved by Governor 05/03/2025
lower
Apr 28, 2025
Committee
Referred for enrollment
lower
Apr 28, 2025
Upper · Passed
Engrossed measure signed, returned to House
upper
Apr 28, 2025
Upper · Passed
Measure passed: Ayes: 35 Nays: 9
upper
Apr 10, 2025
Upper · Passed
Reported Do Pass Business and Insurance committee; CR filed
upper
Mar 26, 2025
Introduced
First Reading
upper
Mar 26, 2025
Lower · Passed
Engrossed, signed, to Senate
lower
Mar 25, 2025
Committee
Referred for engrossment
lower
Mar 25, 2025
Lower · Passed
Third Reading, Measure passed: Ayes: 93 Nays: 0
lower
Feb 27, 2025
Lower · Passed
CR; Do Pass Commerce and Economic Development Oversight Committee
lower
Feb 12, 2025
Lower · Passed
Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance
lower
Feb 4, 2025
Committee
Referred to Insurance
lower
Feb 3, 2025
Introduced
First Reading
lower
2 primary · 0 co-sponsors
Sponsors
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