Banks and trust companies; Banks and Trust Companies Reform Act of 2025; effective date.

HB 2485 is a procedural bill that names the "Banks and Trust Companies Reform Act of 2025" and sets its effective date as November 1, 2025. It contains no substantive policy provisions or changes to banking regulations, as it is explicitly stated to be "new law not to be codified in the Oklahoma Statutes." This bill does not directly affect banks, trust companies, or the public through policy changes. It serves only as a formal naming and scheduling measure for future legislative action.