Banks and trust companies; Banks and Trust Companies Reform Act of 2025; effective date.

HB 2324, titled the "Banks and Trust Companies Reform Act of 2025," is a procedural bill that names the legislation and sets its effective date without introducing substantive policy changes. It specifies the bill shall not be codified in Oklahoma Statutes and will take effect on November 1, 2025. The bill does not alter banking regulations, impose new requirements, or affect any specific entities or individuals. It serves solely as a naming and effective date provision for future legislative references. As a procedural measure, it has no direct policy impact or beneficiaries.