Health insurance; requiring coverage of certain genetic testing and cancer imaging. Effective date.

This bill requires health insurance plans in Oklahoma to cover specific genetic testing and cancer imaging for individuals at risk of cancer. The coverage applies to tests ordered by doctors that align with recognized medical guidelines and must not be subject to deductibles, copayments, or coinsurance limits. The law defines genetic testing as multi-gene analysis for inherited cancer mutations and specifies that imaging must be evidence-based and clinically useful. It also includes provisions to ensure these benefits do not negatively impact eligibility for federal health savings accounts.