Requires a business to delete a consumer's financial information after cancellation of an automatic renewal or continuous service, unless such consumer has affirmatively consented to retention of such financial information; requires such business to notify such consumer of such deletion.
Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions; allows loan applicants to consent to or opt out of such use.
Prohibits the release of a consumer's electrical or gas consumption data to any police officer, or private, local, state or federal law enforcement entity without a judicial court-ordered subpoena, warrant or the consumer's written consent.
Requires any website or mobile application associated with an electronic benefit transfer system to be offered in the twelve most common non-English languages spoken by limited-English proficient individuals in the state, based on data in the most recent American Community Survey published by the United States Census Bureau.
Requires that businesses that provide consumers with online accounts to access services accounts for mobile telephones using proper identification if the business has a physical presence in this state.
This bill amends New York's General Business Law to clarify the Attorney General's authority to combat unfair business practices. It replaces repealed sections with updated definitions (e.g., "unfair" practices cause significant harm not easily avoidable, aligning with federal standards), requires the Attorney General to provide 10 days' written notice before lawsuits, and expands consumer rights to sue for actual damages or $50 (plus potential triple damages for intentional violations). It directly affects businesses operating in New York and consumers facing deceptive practices. The changes streamline enforcement while strengthening legal options for affected individuals.
Aligns state and local procurement laws with federal law prohibiting the procurement of certain technology and electronic parts or products which are determined to pose a risk to state and national security; relates to the authority of the office of information technology services to issue certain guidance relating thereto.
This bill prohibits employers - including businesses, state agencies, and political subdivisions - from using an applicant's or employee's credit history for hiring, firing, or licensing decisions. It defines "employer" broadly to cover all entities with employees, including the state. The only exception allows credit checks for high-trust positions (e.g., government roles requiring public trust) if specifically approved by a state commission. This replaces prior legislation that had similar restrictions but different wording.
Modifies what qualifies as an original equipment manufacturer and the manufacture date when hardware must comply with the right to repair law; repeals certain limitations on the right to repair law.
Aligns state and local procurement laws with federal law prohibiting the procurement of certain information and communications technology and electronic parts or products which are determined to pose a risk to state and national security.
