Housing (Landlords)

vetoed · New York · Assembly Oct 17, 2025

A 174: Prohibits rent minimums in mortgages

This bill would prevent mortgage lenders from penalizing borrowers who don't set high enough rental rates on properties covered by their mortgages. It voids any mortgage clause requiring minimum rents or punishing low rents, applying to all mortgages regardless of when they were created, renewed, or modified. The law directly affects property owners with mortgages who might face fees or default penalties for not meeting arbitrary rent minimums. This policy change ensures lenders cannot enforce such clauses as against public policy.

Topics ✓ HousingSupports HousingPrevents lenders from penalizing low rents, allowing property owners to set affordable rates without mortgage penalties, directly increasing housing affordability.90% confidence

Sub-Topics Landlords Mortgages Tenant Rights

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passed · New York · Senate Jun 6, 2025

S 1399: Establishes the vacant rental improvement program

This bill creates the Vacant Rental Improvement Program, providing grants of up to $75,000 per unit to owners of small rental buildings (five or fewer units) located outside New York City. It requires renovated units to be leased at affordable rates - defined as 80% of area median income - for a 10-year period, with new owners inheriting the affordability requirement. The program prioritizes vacant units or those with code violations and establishes a dedicated "rental improvement fund" for financing. Owners who violate the lease terms risk full repayment of grants.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill allocates state funds via dedicated rental improvement fund to provide grants for affordable housing renovations, advancing public service funding within budget priorities.90% confidence ✓ HousingSupports HousingBill creates grants for renovating vacant units to be leased at 80% AMI for 10 years, directly increasing affordable housing stock and enforcing long-term affordability requirements.95% confidence

Sub-Topics Landlords Tenant Rights

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in committee · New York · Senate Jan 7, 2026

S 5999: Enacts the New York state fair tenant credit reporting act

Enacts the New York state fair tenant credit reporting act to ensure that negative credit reporting by landlords can only occur under fair and transparent circumstances.

Topics ✓ HousingSupports HousingBill protects tenant rights by preventing landlords from unfairly damaging tenant credit scores through transparent reporting requirements.95% confidence

Sub-Topics Landlords Renters Tenant Rights

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in committee · New York · Senate Jan 7, 2026

S 3930: Relates to submitting and tracking complaints relating to housing conditions and making such information publicly available

This bill creates a new system for residents to submit and track housing complaints online or by phone about unsafe or unsanitary conditions that violate housing laws. It requires the housing department to publish complaint details - including location, issue type, and status - on its website, making this information publicly accessible. Starting one year after the law takes effect, the department must also release annual reports summarizing all complaints from the previous year. The policy aims to increase transparency about housing conditions and allow residents to monitor their cases.

Topics ✓ HousingSupports HousingBill creates public complaint tracking system for unsafe housing conditions, strengthening tenant protections and enforcement of housing laws through transparency.90% confidence

Sub-Topics Building Codes Landlords Tenant Rights

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in committee · New York · Assembly Jan 7, 2026

A 8208: Requires persons with housing vouchers be informed of their rights and provided with a bill of such rights

This bill requires that individuals receiving housing vouchers and other forms of housing assistance are informed of their rights. It mandates that governmental and non-profit entities administering these programs provide a written "bill of rights" to current and prospective tenants. This document will detail protections against lawful source of income discrimination and available remedies. The bill of rights must be accessible online and provided in English and the 11 most common non-English languages spoken in the state.

Topics ✓ HousingSupports HousingMandates informed tenant rights and protections against income discrimination, strengthening tenant safeguards under housing assistance programs.95% confidence

Sub-Topics Landlords Tenant Rights

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in committee · New York · Senate Jan 7, 2026

S 6471: Relates to the use of automated decision tools by landlords for making housing decisions

Bill S 6471 regulates how landlords use automated tools, such as AI or algorithms, when making housing decisions like screening applicants. It requires landlords to conduct an annual, independent "disparate impact analysis" to assess if the tool negatively affects protected groups, and a summary of this analysis must be publicly available. Landlords must also notify applicants at least 24 hours before using such a tool, explain the characteristics it assesses, and offer an alternative selection process or accommodation. If an application is denied using the tool, landlords must provide the reason for the denial.

Topics ✓ HousingSupports HousingRequires disparate impact analysis to prevent AI discrimination in tenant screening, directly aligning with tenant protection and anti-discrimination housing policies.95% confidence ✓ TechnologySupports TechnologyRegulates AI housing tools with transparency requirements and bias assessments, aligning with data privacy/consumer protection indicators.90% confidence

Sub-Topics Landlords Tenant Rights Artificial Intelligence

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in committee · New York · Assembly Jan 7, 2026

A 5245: Prohibits the use of credit checks for prospective tenants

Prohibits a landlord, lessor, sub-lessor, rental broker, real estate agent, or apartment rental clearinghouse from requesting from a potential lessee or a consumer reporting agency a consumer report for the purposes of evaluating a rental application; provides penalties for violations.

Topics ✓ HousingSupports HousingProhibits credit checks in rental applications, preventing discrimination against low-income tenants and strengthening tenant protections per bill's explicit language.90% confidence

Sub-Topics Landlords Renters Tenant Rights

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in committee · New York · Senate Jan 7, 2026

S 1573: Prohibits the use of algorithmic systems to artificially inflate the price or reduce the supply of leased or rented residential dwelling units

Prohibits the collecting of information of historical or contemporaneous prices, supply levels, or lease or rental contract termination and renewal dates of residential dwelling units from two or more rental property owners for purposes of analyzing or processing of such information using an algorithm and of recommending rental prices, lease renewal terms, or ideal occupancy levels to a rental property owner.

Topics ✓ HousingSupports HousingProhibits algorithms that artificially inflate rents/reduce supply, directly protecting tenants and advancing affordable housing by preventing price manipulation.95% confidence ✓ TechnologySupports TechnologyProhibits algorithms used for rent pricing manipulation, regulating tech for consumer protection (tenant affordability), aligning with regulatory support indicators.85% confidence

Sub-Topics Landlords Tenant Rights Artificial Intelligence

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in committee · New York · Assembly Jan 7, 2026

A 4991: Prohibits the use of an algorithmic device by a landlord for the purpose of determining the amount of rent to charge a residential tenant

Prohibits the use of an algorithmic device by a landlord for the purpose of determining the amount of rent to charge a residential tenant; declares that such use is an unfair or deceptive trade practice.

Topics ✓ HousingSupports HousingProhibits algorithmic rent setting, preventing potential unfair pricing and protecting tenants from deceptive practices under housing tenant protection policies.92% confidence ✓ TechnologySupports TechnologyProhibits algorithmic rent setting, protecting tenants from deceptive tech-driven practices under consumer protection regulations.90% confidence

Sub-Topics Landlords Renters Tenant Rights

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in committee · New York · Senate Jun 13, 2025

S 1163: Prohibits rent minimums in mortgages

This bill prohibits mortgage lenders from penalizing borrowers (mortgagors) for not setting high enough rental rates on properties securing a mortgage. It makes any mortgage clause that charges fees, causes default, or penalizes low rents void and unenforceable. The law applies immediately to all mortgages, including those issued, renewed, or modified before the bill's passage. It directly affects all homeowners with mortgages on rental properties by preventing lenders from leveraging rent levels to enforce loan terms.

Topics ✓ HousingSupports HousingPrevents lenders from penalizing low rents, enabling lower rental rates and increasing affordability for tenants on mortgage-backed rental properties.95% confidence

Sub-Topics Landlords Renters Tenant Rights

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