Housing

in committee · New York · Senate May 12, 2026

S 9309: Enacts the "deed protection act"

Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.

Topics ✓ HousingSupports HousingPrevents banks from seizing property without verifying deed legitimacy, protecting homeowners from wrongful foreclosure due to institutional negligence.95% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed both · New York · Assembly May 6, 2026

A 10602: Authorizes the dormitory authority to provide financing to D'Youville Housing Association LLC for the construction of facilities

Authorizes the dormitory authority to provide financing to D'Youville Housing Association LLC for the construction of facilities on the campus of D'Youville University.

Topics ✓ HousingSupports HousingBill authorizes financing for construction of housing facilities, directly supporting housing development and infrastructure.85% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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in committee · New York · Senate May 6, 2026

S 1552: Relates to the establishment of reduced residential rates for electric and natural gas service to low-income customers

This bill requires electric and gas utilities to offer reduced rates of 25-35% to low-income households enrolled in specific assistance programs like SSI, TANF, SNAP, or home energy assistance. It directs utilities to simplify enrollment through data sharing with social services agencies and provide clear application information on bills and websites. Utilities must cover the cost of these discounts using existing profits (not raising rates for other customers) and implement the program by 2027. The policy directly affects over 1 million low-income New York households currently receiving federal or state aid.

Topics ✓ EnergySupports EnergyBill mandates 25-35% discounted energy rates for low-income households via SNAP/SSI, protecting consumers and using utility profits without rate hikes, aligning with energy affordability support.90% confidence ✓ HousingSupports HousingReduces utility costs for low-income households, directly supporting housing affordability by lowering a major expense for vulnerable residents.85% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed · New York · Senate Apr 28, 2026

S 871: Establishes uniform waiting list priorities for domestic violence survivors applying for public housing

Bill S 871 establishes uniform waiting list priorities for domestic violence survivors applying for public housing. It requires local housing authorities to give these survivors the same priority as other vulnerable groups, such as the disabled, elderly, and homeless. To qualify, a survivor must either continue to face domestic violence in their current home or have left due to violence and not be living in standard permanent housing. For applicants with the same priority status, housing authorities will select based on the date and time their application was received.

Topics ✓ HousingSupports HousingPrioritizes domestic violence survivors for public housing access, strengthening tenant protections and addressing homelessness for vulnerable groups.90% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed both · New York · Senate Apr 27, 2026

S 3189: Requires the office of temporary and disability assistance to make publicly available on its website information regarding waivers, rental supplement plans and shelter supplement plans

Requires the office of temporary and disability assistance to make publicly available on its website information regarding waivers, rental supplement plans and shelter supplement plans.

Topics ✓ HousingSupports HousingMakes housing assistance program details publicly accessible, improving transparency and access to rental/shelter supplements, supporting tenant access to affordable housing.85% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed · New York · Senate Apr 22, 2026

S 3835: Establishes the manufactured home community preservation act

Establishes the manufactured home community preservation act to provide financial and technical assistance, within funds available to counties, municipalities, rural preservation companies, and other non-profit housing organizations for their housing preservation efforts; provides that funds in the mortgage insurance fund can be used to provide financial support to local governments and eligible non-profit housing organizations.

Topics ✓ Budget & TaxesSupports Budget & TaxesDirectly allocates mortgage insurance fund resources to fund housing preservation programs, aligning with funding essential services under fiscal management.95% confidence ✓ HousingSupports HousingProvides financial assistance for manufactured home community preservation, directly funding housing preservation efforts to protect affordable housing options.90% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed · New York · Senate Apr 20, 2026

S 5280: Relates to providing language access services to individuals relating to certain tax abatement programs

Relates to providing language access services to individuals relating to the tax abatement program for rent-controlled and rent-regulated property occupied by senior citizens or persons with disabilities and senior citizen and disabled homeowners.

Topics ✓ HousingSupports HousingEnsures language access for tax abatement program benefiting rent-controlled properties occupied by seniors/disabled, supporting tenant protections and affordable housing access.90% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed both · New York · Senate Apr 20, 2026

S 228: Requires manufactured home park owners to provide a written justification for rent increases in excess of three percent of the current rent

Requires manufactured home park owners to provide a written justification for rent increases in excess of three percent of the current rent; provides that increases in costs to justify such rent increase for ordinary maintenance or repair to meet the warranty of habitability obligations must be shown to be necessary.

Topics ✓ HousingSupports HousingRequires written justification for rent hikes over 3%, strengthening tenant protections against arbitrary increases in manufactured home parks.95% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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passed · New York · Senate Apr 16, 2026

S 3190: Expands eligibility for the low interest rate program of the state of New York mortgage agency

Expands eligibility for the low interest rate program of the state of New York mortgage agency to certain graduates of post secondary programs or comparable apprenticeship and workforce training programs for the purchase of certain property.

Topics ✓ HousingSupports HousingExpands low-interest mortgage access for graduates, increasing affordable homeownership opportunities through state housing program funding.90% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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in committee · New York · Senate Apr 13, 2026

S 3737: Prevents fraudulent deed transfers

This New York state bill (S 3737) protects homeowners from being misled into signing away their property to mortgage servicers. It requires all property transfer deeds to include explicit, bold warning language stating "YOU ARE HEREBY MADE AWARE THAT BY SIGNING THIS DEED YOU ARE TRANSFERRING OWNERSHIP OF YOUR LAND OR HOME," accompanied by a notarized signature line from the homeowner. Failure to include this warning makes the transfer invalid and could result in a class E felony charge for the party involved. The bill also explicitly prohibits mortgage servicers from claiming ownership through deed transfers during mortgage modifications, and authorizes the state banking department to investigate suspected fraudulent transfers.

Topics ✓ HousingSupports HousingPrevents fraudulent property transfers, explicitly protecting homeowners' property rights by requiring clear warnings and invalidating deceptive deeds.95% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing

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