Healthcare (Insurance)

in committee · New York · Assembly Jan 7, 2026

A 2556: Provides that written notice of premium rate changes be given not less than sixty days prior to the effective date of such rate changes

This bill (A 2556) requires insurance companies to provide written notice to group health policyholders at least 60 days before new premium rates take effect. It directly affects insurers and policyholders of group health insurance policies (both small and large groups). The key provision mandates that written notice of premium rate changes must be given no earlier than 60 days but no later than 120 days before the new rates begin. This ensures policyholders have sufficient time to review and prepare for rate adjustments. The bill amends Insurance Law Section 3221 to establish this notice requirement.

Topics ✓ HealthcareSupports HealthcareMandates 60-day notice for premium changes, protecting policyholders' rights to review rate increases before they take effect.85% confidence

Sub-Topics Insurance

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in committee · New York · Assembly Jan 7, 2026

A 7572: Relates to insurance coverage of certain procedures to detect breast cancer

Requires insurance coverage of sonograms and other diagnostic procedures used to detect breast cancer for covered persons with a prior history of breast cancer or who have a first degree relative with a prior history of breast cancer.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for breast cancer diagnostic procedures, expanding access to preventive care for at-risk individuals.95% confidence

Sub-Topics Insurance

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in committee · New York · Senate Mar 9, 2026

S 1486: Enacts the "omnibus emergency services volunteer incentive act" to provide certain benefits to volunteer firefighters and ambulance workers

Enacts the "omnibus emergency services volunteer incentive act" to provide benefits to volunteer firefighters and ambulance workers; increases the personal income tax deduction after four or more years of service; exempts motor vehicles used in the performance of such volunteers' duties from registration fees, use taxes and special fees for volunteer license plates; authorizes the provision of municipal health insurance coverage to such volunteers; establishes a volunteer recruitment service loan forgiveness program.

Topics ✗ Budget & TaxesOpposes Budget & TaxesProvides tax deductions and vehicle fee exemptions, reducing state revenue through targeted tax breaks for volunteers.90% confidence ✓ HealthcareSupports HealthcareAuthorizes municipal health insurance coverage for volunteer emergency workers, directly expanding health coverage access for this group.95% confidence

Sub-Topics Income Tax Insurance

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signed · New York · Assembly Dec 19, 2025

A 3986: Relates to the use of virtual credit cards by insurers and certain health care plans

Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions.

Topics ✓ HealthcareSupports HealthcareBill removes payment processing fees for healthcare providers when insurers use virtual credit cards, reducing administrative costs and supporting provider financial stability.80% confidence

Sub-Topics Insurance

signed · New York · Assembly Feb 14, 2025

A 920: Adds medical and health insurance information within the definitions of personal identifying information; repealer

This bill amends New York's penal law and related statutes to explicitly include "medical information" and "health insurance information" in the legal definition of "personal identifying information." It defines medical information as details about an individual's medical history or treatment, and health insurance information as policy numbers, subscriber IDs, or claims history. These changes mean that identity theft involving such sensitive health data will now be covered under existing identity theft laws, which previously did not explicitly include these categories. The bill also removes outdated definitions from related laws to streamline the updated framework.

Topics ✓ HealthcareSupports HealthcareExpands legal protection for sensitive health data under identity theft laws, directly strengthening patient privacy rights in healthcare context.95% confidence ✓ TechnologySupports TechnologyExpands definition of personal identifying information to include medical/health data, strengthening privacy protections under penal law.95% confidence

Sub-Topics Insurance

in committee · New York · Assembly Jan 7, 2026

A 6919: Relates to insurance coverage for dental night guards

Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.

Topics ✓ HealthcareSupports HealthcareMandates dental insurance coverage for night guards, expanding access to dental services under Medicaid per bill summary.95% confidence

Sub-Topics Insurance Medicaid

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signed · New York · Assembly Dec 4, 2025

A 1195: Relates to mandatory health insurance coverage for follow-up screening or diagnostic services for lung cancer

Requires that health insurance policies shall provide coverage for follow-up screening or diagnostic services for lung cancer; provides that no patient cost sharing shall be imposed for follow-up screening or diagnostic services for lung cancer.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for lung cancer screenings with no patient cost-sharing, expanding access and protecting patient rights per bill language.95% confidence

Sub-Topics Insurance

in committee · New York · Assembly Jan 7, 2026

A 7944: Ensures continuity of care for cancer patients during insurance contract negotiations

Ensures continuity of care for cancer patients during insurance contract negotiations by requiring insurance coverage and treatment continue until the conclusion of care.

Topics ✓ HealthcareSupports HealthcareRequires continuous insurance coverage during negotiations, preventing treatment interruptions for cancer patients and protecting access to care.95% confidence

Sub-Topics Insurance

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in committee · New York · Assembly Jan 7, 2026

A 7472: Limits co-payments for physical and occupational therapy services

This bill limits out-of-pocket costs for physical and occupational therapy by capping co-payments at 20% of the total reimbursement paid to the provider. It directly affects insured individuals who use these services under group health, accident, or health insurance plans. The key provision requires all such policies to comply with the 20% co-payment limit, regardless of whether therapy is provided by a physician or a licensed therapist. This applies to services covered under physician referrals and replaces previous higher co-payment thresholds.

Topics ✓ HealthcareSupports HealthcareCaps patient co-pays for therapy at 20%, reducing out-of-pocket costs and improving access to covered services.95% confidence

Sub-Topics Insurance

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in committee · New York · Assembly Jan 7, 2026

A 7157: Requires insurers offering renewal of Medicare supplemental insurance policies to notify holders of the availability of similar policies

Requires insurers offering renewal of certain Medicare supplemental insurance policies or providing notification of a change in premiums of such policies to notify policyholders of the availability of policies offered by such insurer with similar benefits at a comparable premium or the ability of such policyholder to purchase a different policy without the pre-existing condition waiting period; applies to policies for which such insurers no longer accept new contracts but continue to renew for existing policyholders.

Topics ✓ HealthcareSupports HealthcareRequires insurers to notify Medicare policyholders of comparable coverage options, enhancing consumer choice and access to healthcare plans without pre-existing condition barriers.90% confidence

Sub-Topics Insurance Medicare

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