This bill repeals exemptions that previously allowed new construction to be exempt from municipal rent control and rent leveling rules during an initial mortgage period. It requires new housing developments to comply with local rent control ordinances from the start, rather than having a temporary exemption. The change applies to new construction projects with development applications submitted after the bill's effective date. This directly affects developers and landlords of new residential buildings in municipalities with rent control or rent leveling laws.
This bill prohibits self-service storage facilities in New Jersey from charging late fees, pre-foreclosure fees, or unlock fees to customers who pay using government-issued vouchers (such as those from Work First New Jersey or other income assistance programs) when payment delays are caused by the voucher-issuing authority. It directly protects low-income residents using these assistance programs from punitive fees due to administrative delays beyond their control. Violations carry a $1,000 penalty for first offenses, with subsequent violations treated as consumer fraud under state law. The law takes immediate effect and applies to all self-storage facilities defined under state law.
This bill creates the Safe Haven Homeless Housing Program to fund renovations of underused buildings (like vacant malls, hotels, or office parks) into housing for homeless individuals and families with very low incomes (earning ≤30% of area median income). It appropriates $30 million in federal American Rescue Plan Act funds to provide low-interest loans to qualified developers for these renovations, with the New Jersey Housing and Mortgage Finance Agency administering the program. The housing must include supportive services to help residents transition to stable housing, either as temporary transitional housing (up to 24 months) or permanent supportive housing.
This bill (A4322) protects specific tenants during federal government shutdowns by preventing evictions or foreclosures from residential properties. It applies to federal employees furloughed without pay or recipients of SNAP (food assistance) benefits. During a shutdown, the Governor may issue an executive order halting enforcement of eviction/foreclosure judgments for these "eligible residents," with the order lasting up to one month after the shutdown ends. Exceptions allow enforcement if the court deems it necessary for justice or if the eviction is unrelated to rent nonpayment.
This bill requires mortgage lenders in New Jersey to provide homeowners facing foreclosure with detailed written notices that include specific information about free housing counseling services. The notice must clearly explain the homeowner's right to access free counseling through the Foreclosure Mediation Program and list resources like the New Jersey Housing and Mortgage Finance Agency. It mandates that notices include contact details for local legal aid, the municipal affordable housing liaison (if applicable), and programs offering financial assistance to cure defaults. The law directly affects residential mortgage debtors and lenders, ensuring homeowners receive timely guidance to potentially avoid losing their homes. These changes amend existing foreclosure procedures under P.L.1995, c.244 and P.L.2019, c.64.
This bill requires property owners of new apartment buildings to clearly disclose rent control exemption status to tenants and maintain public records. It limits rent control exemptions to 30 years after construction completion (or the mortgage amortization period, whichever is shorter), and mandates owners to provide written statements with expiration dates before leasing. Owners must submit documentation - including mortgage records and certificate of occupancy - to municipalities and the state's public registry, which will be searchable online. Tenants in exempt properties will receive clear lease notices about the exemption's end date, and owners face penalties for failing to comply. The law applies specifically to newly built multiple-dwelling properties claiming exemption under existing rent control ordinances.
This bill allows homeowners to directly sue mortgage lenders in New Jersey Superior Court if lenders violate the "Fair Foreclosure Act" (P.L.1995, c.244). It provides remedies including actual damages or $1,000 (whichever is greater), attorney fees, court costs, and court orders to stop violations. The law amends existing foreclosure rules to give individuals a legal path to enforce protections against unfair lender practices. Homeowners facing improper foreclosure actions would be the primary group affected by this new enforcement mechanism.
This bill adds "source of lawful income" to New Jersey's list of protected categories in housing, prohibiting discrimination by landlords or housing providers. It directly affects renters and homeowners who use lawful income sources (such as government benefits, disability payments, or child support) for housing payments. The law expands existing protections under the New Jersey Law Against Discrimination to explicitly cover this factor, making it illegal to refuse housing, impose different terms, or harass someone based on how they pay rent or a mortgage. The amendment clarifies that victims can seek remedies like damages for discrimination-related harms, including economic loss or emotional distress. (Note: The bill was withdrawn as redundant after similar protections were enacted as P.L.2025, c.251.)
This bill allows homeowners facing foreclosure on their primary residence to voluntarily disclose a disability and submit a physician's statement confirming the disability and its impact. It requires the court to provide this option when homeowners file their answer to a foreclosure complaint and the required case information statement. The policy change specifically applies to owner-occupied residential mortgage cases, giving disabled homeowners a formal way to request court consideration of their condition during foreclosure proceedings. This is a procedural adjustment to the foreclosure process, not a change to mortgage terms or protections.
This bill proposes a 3-year pilot program through New Jersey's Housing and Mortgage Finance Agency (HMFA) to develop sustainable tiny homes under 300 square feet in three regions of the state (northern, central, and southern). It appropriates $5 million total ($1.65 million annually) to fund grants for builders constructing these homes, requiring compliance with green building standards and reporting on recycled construction waste. Participating municipalities must temporarily relax zoning rules to allow tiny home developments, with the goal of reducing carbon emissions (tiny homes produce ~93% less CO2 than standard homes) and construction waste. The program targets builders, eligible municipalities, and future residents of these affordable, eco-friendly housing units.
