relative to insurance coverage for pelvic health therapy.

HB 1656 requires all health insurance plans in New Hampshire to cover pelvic-floor physical therapy (PFPT) as a standard benefit for specific conditions, including urinary incontinence, pelvic organ prolapse, postpartum recovery, and pelvic pain. It mandates coverage for up to 12 weeks of supervised therapy, pre-surgery preparation (prehab), and post-surgery rehabilitation without prior authorization for initial evaluations. Insurers must report on this coverage data annually, and the insurance department will publish an annual report on insurer compliance. This directly affects residents with pelvic floor dysfunction, ensuring access to evidence-based treatments currently often excluded from coverage.