relative to the offense of use of scanning device or reencoder to defraud.
HB 1175 updates New Hampshire's law against fraud using scanning devices or reencoders to specifically cover payment card chips (like those in modern credit cards), not just magnetic strips. It makes it illegal to scan or reencode chip data without permission to defraud cardholders, card issuers, or merchants. The bill expands existing criminal penalties to address current fraud methods targeting chip-based payment technology. The law takes effect January 1, 2027.
Bill status
signed
all 5 stages cleared
Introduction
Dec 2025
Committee Review
Apr 2026
House Passage
Mar 2026
Senate Passage
Apr 2026
Signed into Law
May 2026
Introduced Dec 1, 2025
Signed May 19, 2026
Maddy AI version diff · 2 comparisons
What changed between versions
Version adopted by both bodies
→
CHAPTERED FINAL VERSION
·
3 edits
MINOR
The bill was finalized and formatted for publication as Chapter 73, removing draft headers and adding approval dates. The core legal text remains unchanged, maintaining the prohibition on using scanning devices or reencoders to defraud by accessing data on magnetic strips or integrated circuit chips. The effective date for the new law is set for January 1, 2027.
Scope change
No substantive change to the bill's scope; the text defines the same criminal offense regarding payment card fraud.
TECHNICAL
Removed draft metadata and replaced it with final chapter formatting, including the official chapter number and approval date.
Adjusted line breaks and spacing in the legal text to match standard legislative formatting.
TIMELINE
Added the official approval date (May 18, 2026) and confirmed the effective date (January 1, 2027).
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
12
Key actions
5
Committee
4
May 19, 2026
Signed into law
Signed by Governor Ayotte 05/18/2026; Chapter 73; eff.01/01/2027
lower
Apr 3, 2026
Upper · Passed
Ought to Pass: MA, VV; OT3rdg; 04/09/2026; SJ 8
upper
Apr 2, 2026
Upper · Passed
Committee Report: Ought to Pass, 04/09/2026; Vote 5-0; CC; SC 13
upper
Mar 6, 2026
Introduced
Introduced 03/05/2026 and Referred to Judiciary; SJ 6
upper
Mar 5, 2026
Lower · Passed
Ought to Pass: MA VV 03/05/2026 HJ 6 P. 5
lower
Feb 24, 2026
Lower · Passed
Committee Report: Ought to Pass 01/29/2026 (Vote 12-0; CC) HC 9 P. 5
lower
Dec 1, 2025
Introduced
Introduced 01/07/2026 and referred to Criminal Justice and Public Safety HJ 1 P. 9
lower
1 primary · 8 co-sponsors
Sponsors
Ask Maddy
·
AI policy assistant
Ask Maddy about HB 1175
Scope: NH
Hi! I can help you understand HB 1175. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline