relative to insurance coverage for diagnostic and supplemental breast examinations.

This bill requires group health plans and health insurance issuers to cover diagnostic and supplemental breast examinations without charging patients any deductibles, copayments, or coinsurance. The law specifically mandates that these services be provided free of cost-sharing for individuals who have met their annual deductible, while also ensuring that preventive care screenings are covered even before the deductible is met. Diagnostic examinations are defined as medically necessary tests for evaluating abnormalities found during routine screenings, whereas supplemental examinations are for high-risk individuals who have no current abnormalities but need screening based on their personal or family history. Effective January 1, 2025, this legislation removes financial barriers for New Hampshire residents accessing these specific breast health services.