Environment (Climate Change)

This bill prohibits local governments in Michigan, such as cities and counties, from creating or enforcing taxes and regulations based on carbon emissions, energy consumption, or vehicle miles traveled. It defines these restricted measures broadly to include fees on greenhouse gases, specific fuel types, and mandatory emissions trading programs. If passed, any existing local rules violating these restrictions would become invalid, and local entities would be barred from using public funds to defend such policies in court. The legislation also allows individuals to sue to stop the implementation of these prohibited local measures and grants them the right to recover legal fees if they win the case.

HB 5238 prohibits banks in Michigan from denying, restricting, or canceling financial services to agriculture producers based on their greenhouse gas emissions, fertilizer use, or machinery type. It specifically targets banks with environmental, social, and governance (ESG) commitments - like public statements or participation in green initiatives - by creating a presumption that such actions violate the law. Banks can rebut this presumption with clear evidence that the decision was based solely on ordinary business reasons unrelated to ESG goals. Violations could result in civil fines up to $10,000 per incident, covering services like loans, deposits, and financing. The bill directly affects Michigan farmers operating under the Right to Farm Act and aims to prevent financial discrimination tied to environmental practices.

HB 5239 prohibits savings banks in Michigan from denying, restricting, or canceling financial services to agriculture producers based on their greenhouse gas emissions, fossil fuel fertilizer use, or fossil fuel-powered machinery. It directly affects savings banks (which must stop such restrictions) and agriculture producers (who gain protection from service denials tied to environmental factors). The bill creates a presumption of violation if a bank with an environmental/social commitment denies services, but allows banks to rebut this with evidence showing the decision was based solely on ordinary business reasons unrelated to environmental goals. Violations carry a civil fine of up to $10,000.