This bill establishes Massachusetts' PACE (Program of All-Inclusive Care for the Elderly) program under MassHealth, providing comprehensive medical and long-term care to eligible seniors. It directly affects elderly Massachusetts residents who meet MassHealth's skilled-nursing-facility level of care criteria, reside in a PACE service area, and can safely live in the community. Key provisions require MassHealth to contract with approved PACE organizations to deliver integrated care through interdisciplinary teams, covering Medicare Part A/B services plus Medicaid benefits without restrictive limitations. Enrollment is voluntary, with clear disenrollment options, and the program uses a dual capitation payment system combining Medicare and Medicaid funding. The bill also mandates educational materials for applicants and ensures special income eligibility rules for people qualifying for both Medicare and Medicaid.
By Mr. Durant, a petition (accompanied by bill, Senate, No. 730) of Peter J. Durant and Bruce E. Tarr for legislation to increase the Medicaid life insurance exemption. Financial Services.
H 4554 requires MassHealth (Massachusetts' Medicaid program) and commercial health insurers to cover fertility preservation services - such as freezing eggs or sperm - before medical treatments that risk infertility, like those for sickle cell disease or cancer. It directly affects MassHealth enrollees and insured individuals in Massachusetts who face treatment-related infertility risks. The bill mandates coverage without discrimination based on age, sex, health status, or other personal characteristics. It also establishes a statewide committee to coordinate sickle cell disease care and address racial health disparities. The bill is pending approval after being reported favorably by the Health Care Financing committee.
By Representative Berthiaume of Spencer, a petition (accompanied by bill, House, No. 1095) of Donald R. Berthiaume, Jr., and Paul McMurtry relative to exemptions for life insurance policies with cash surrender value when determining Medicaid. Financial Services.
HD 1507 amends Massachusetts Medicaid rules to reduce out-of-pocket costs for elders and people with disabilities receiving community-based care. It changes the payment calculation for individuals with income above exemptions, lowering the amount they must pay to providers when enrolled in specific federal programs like PACE or home-based waiver programs under federal law. Instead of paying the full income excess, they pay the excess minus a defined income threshold (300% of federal benefit rate). This exception does not apply to individuals in the "special income eligibility group" under federal Medicaid rules.
This bill updates Medicaid eligibility rules for seniors in Massachusetts by raising income and resource limits. It sets the monthly income limit at 138% of the federal poverty level (updated yearly) and excludes life insurance cash surrender values from resource calculations. Seniors applying for Medicaid will now qualify if their resources stay under $10,000 individually or $20,000 for couples, with these amounts adjusted annually for inflation using the Consumer Price Index. These changes aim to make Medicaid more accessible for older adults with modest savings.
By Ms. Lovely, a petition (accompanied by bill, Senate, No. 887) of Joan B. Lovely, Joanne M. Comerford, Christopher Richard Flanagan, Jacob R. Oliveira and others for legislation to increase the monthly amount of money that Medicaid recipients living in nursing homes are allowed to keep from their income to spend on personal items like toiletries, clothing, and small entertainment. Health Care Financing.
By Mr. Durant, a petition (accompanied by bill, Senate, No. 730) of Peter J. Durant and Bruce E. Tarr for legislation to increase the Medicaid life insurance exemption. Financial Services.
This bill increases the Medicaid exemption for permanent life insurance policies from the previous amount to $10,000 in face value for applicants and recipients. It specifically applies to whole life, universal life, and other permanent policies that accumulate cash value, while term life insurance (which has no cash value) remains excluded. The exemption will automatically adjust for inflation every five years using the Consumer Price Index, rounded to the nearest $100. The law also requires the Medicaid office to report every three years on the policy's financial impact and effects on beneficiary access to life insurance benefits.
HD 639 updates Medicaid eligibility rules for seniors in Massachusetts by raising the income limit to 138% of the federal poverty level (adjusted annually) and establishing new resource limits. Specifically, it excludes the cash surrender value of life insurance from asset calculations and sets a $10,000 resource limit for individuals and $20,000 for couples. These changes directly affect seniors applying for Medicaid, allowing them to retain more assets while qualifying for coverage. The state must implement these updates within 30 days of the bill's effective date through a formal plan amendment and new regulations.
