Maddy summaryHB 816 changes the Maryland Automobile Insurance Fund's purpose to require that it provide financial security "at affordable rates" for eligible residents who cannot obtain insurance from regular companies. It authorizes the Fund's Executive Director to establish an affordability program that may bypass standard rate regulations under Maryland insurance law. This program would help lower insurance costs for qualifying drivers by allowing the Fund to set rates based on affordability rather than typical industry factors. The bill amends specific sections of Maryland's insurance code to implement these changes, effective October 1, 2026.

Rep. Diana Fennell
Sponsored bills
Maddy summaryHB 919 establishes the Practical Applications of Real Estate Appraisal (PAREA) Grant Program through the Maryland Higher Education Commission. The program provides grants directly to minorities residing in historically redlined neighborhoods and underrepresented communities who aim to become real estate appraisers. Its key mechanisms include closing appraisal gaps in these communities, diversifying the appraisal field, and supporting individuals pursuing PAREA certification. The Maryland Higher Education Commission will administer the grants starting July 1, 2026.
Maddy summaryHB 1300 updates Maryland's Commission for Women by changing how its executive director is appointed and clarifying the Commission's responsibilities. It removes the Secretary of Human Services' authority to appoint the director, stating the director will be a regular state employee (not a "special appointee") and receive standard state compensation. The bill revises the Commission's duties to focus on conducting studies, supporting programs, and advocating for policies that promote equality for women, including career development, violence prevention, and economic opportunities. These changes directly affect the Commission's operations and its executive director, effective October 1, 2026.
Maddy summaryHB 894, the Maryland Transit and Housing Opportunity Act, automatically designates qualifying transit-oriented developments (near rail stations with at least hourly service Monday-Friday 8am-6pm) as enterprise zones, granting tax incentives without separate approval. The bill requires the Maryland Development Corporation to prioritize redevelopment projects near transit in its loan programs and delays certain development fees for residential housing projects. It also changes local land use regulations near transit stations by altering municipal authority to restrict development in these areas.
Maddy summaryHB 738 establishes a legal mechanism for Maryland property owners to transfer real estate automatically to designated beneficiaries upon death, bypassing probate court. It creates "transfer-on-death deeds" (TODDs) with specific requirements for creation, revocation, and recording in county land records, while exempting these deeds from certain property transfer taxes. The bill directly affects Maryland homeowners who wish to simplify estate planning for real property, including those with existing life estate deeds that meet specific conditions. Key provisions include standardized forms for TODDs, retroactive application to qualifying pre-existing deeds, and updated recording rules for county clerks.
Maddy summaryHB 1118 requires health insurance carriers in Maryland to provide a standing referral to a mental health care provider for pregnant individuals and for one year after childbirth, without needing a written treatment plan. It mandates that insurers cover screening for perinatal mental health conditions (like postpartum depression) during prenatal visits and other specified times. The bill also directs the Maryland Department of Health to establish a perinatal mental health screening program and requires health care professionals renewing licenses to complete continuing education on perinatal mental health conditions. These changes aim to improve access to mental health support during pregnancy and the postpartum period.
Maddy summaryHB 573 updates Maryland's fair housing laws to prohibit discriminatory housing practices based on *effect* - not just *intent*. It explicitly states that actions creating segregated housing patterns or disproportionately harming protected groups (based on race, disability, sexual orientation, etc.) are illegal, regardless of whether the actor intended harm. The bill requires the Department of Housing to adopt regulations ensuring local governments and housing authorities actively "affirmatively further fair housing" through assessments in comprehensive planning. This directly affects housing providers, landlords, local governments, and housing authorities by expanding prohibited conduct and mandating proactive fair housing measures.
Maddy summaryHB 634 (LEAD Act of 2026) requires Maryland police training programs to include specific instruction on interacting with individuals with dementia or autism. It directly affects all entrance-level and in-service police training curricula across state, county, and municipal departments. Key provisions mandate training in six areas: locating wandering individuals, searching near water, sensory-aware approaches, reunification, documentation, and interagency coordination. The law amends Maryland's Public Safety Code to add these requirements, effective October 1, 2026. It focuses on practical, life-saving protocols rather than broader policy changes.
Maddy summaryHB 898, the DECADE Act, reorganizes Maryland's economic development programs to streamline administration and expand incentives. It redesignates the Economic Development Opportunities Program Account as the "Strategic Closing Fund" under the Department of Commerce, alters eligibility and calculation rules for tax credits (including Job Creation, R&D, and film production credits), and extends the Build Our Future Grant Pilot Program. The bill allows pass-through entities to allocate tax credits to members and removes limits on film production tax credit certificates. These changes directly affect businesses, investors, and film producers seeking state economic development incentives.
Maddy summaryHB 1120 allows members of the U.S. Foreign Service and their spouses to practice licensed professions in Maryland using a valid license from another state, without needing to obtain a new Maryland license. The bill creates new provisions (Sections 10-14A-01 to 10-14A-03) in Maryland law to establish this portability for specific occupations covered under the state's licensing codes. It directly affects Foreign Service employees and their spouses who are already licensed in another jurisdiction and relocate to Maryland for duty. The bill amends multiple sections across Maryland’s licensing codes in State Government, Business Occupations, Education, and Health to implement this change. This policy removes a barrier for these individuals to continue their professional work without repeating licensing requirements.