Transportation

SB 395 clarifies insurance requirements for peer-to-peer car sharing programs (like Turo) in Maryland. It makes the program's liability insurance primary coverage for drivers using shared vehicles, rather than secondary, and prevents insurers from canceling a vehicle owner's personal insurance solely because the car is shared. The bill also stops the Maryland Automobile Insurance Fund from covering drivers for non-replacement vehicles used in sharing programs and allows programs to charge drivers for tolls or fines incurred during trips. These changes aim to standardize liability rules and reduce insurance complications for both sharing platforms and users.

SB 283 authorizes Maryland to borrow $1.824 billion through a new 2026 capital bond loan, updating previous bond programs from 2015-2025. The funds will finance state construction, renovations, equipment, and grants to local governments for infrastructure projects, requiring matching local funds and strict spending deadlines. It modifies prior bond law provisions to clarify eligible uses, extend project timelines, and adjust budget allocations for ongoing capital projects. This bill primarily affects state agencies, local governments receiving grants, and public infrastructure projects across Maryland.