Housing

HB 1506 limits fees that new condominium or homeowners association (HOA) owners must pay at closing. It prohibits associations from charging new unit owners (not initial buyers) more than the current monthly assessment paid by existing owners at closing. Similarly, new lot owners in HOAs cannot be charged more than the existing lot owner's current monthly assessment. This bill directly affects new buyers in these communities by capping their initial capital contribution fees. The law takes effect October 1, 2026.

HB 402 establishes a Common Ownership Community Ombudsman Unit within Maryland's Attorney General's Office to handle complaints from residents of homeowners associations (HOAs), condominiums, and cooperative housing communities about final adverse decisions made by their governing bodies. The unit will monitor relevant laws, provide members with information and referrals to dispute resolution services, and either make determinations about whether decisions violate laws or refer complaints to local county commissions. The bill also requires all common ownership communities to file governing documents with the Department of Housing and Community Development and mandates the department to create a public database of these documents. Annual reports on the unit's activities, including complaint volumes and actions taken, must be submitted to the department and the General Assembly.

HB 313 prohibits landlords in Maryland from charging application or screening fees unless a rental unit is immediately available or will become available within 30 days. Landlords must provide written disclosures about screening criteria, fees, and reporting agencies before collecting any fees, and must give prospective tenants specific reasons, copies of screening reports, and the right to dispute inaccuracies if denying an application. The bill also bans landlords from considering sealed court records or failure-to-pay rent proceedings in screening decisions. Violations are treated as consumer protection law violations under Maryland law, subject to enforcement and penalties.

HB 1098 expands bankruptcy exemptions for Maryland residents by including residential property held in a revocable trust as eligible for protection. It increases the exemption cap for individuals aged 60+ with disabilities or veteran status to $300,000 (adjusted annually for inflation), while maintaining a $150,000 cap for other filers. The law automatically adjusts these amounts each year based on the Consumer Price Index, rounded to the nearest $25. This directly affects Maryland bankruptcy debtors owning homes - either directly or through revocable trusts - who qualify under the new or adjusted exemption thresholds.

HB 80 requires landlords managing four or more rental units to provide prospective tenants with a clear, written list of all fees (including mandatory and optional fees like parking or pet charges) before signing a lease. It prohibits landlords from charging any mandatory fee that wasn’t disclosed in advance and makes lease terms violating this rule unenforceable. Tenants can sue landlords for violations occurring after February 2027, potentially recovering triple damages plus attorney fees. The law excludes utility charges, security deposits, and fees tied to tenant actions (like replacement keys), and takes effect October 1, 2026.

HB 691 requires Maryland state agencies that issue housing construction permits to create streamlined permitting processes. Key provisions include allowing multiple permits to be handled simultaneously where possible, establishing predictable sequencing for approvals, and creating clear pathways for faster reviews. The State Housing Ombudsman must ensure consistency across different agencies’ processes and facilitate coordination with local governments. This bill directly affects state agencies, local governments (through potential delegation of permit tasks), and developers seeking housing construction permits, with implementation required by October 2026 and a reporting deadline for the Ombudsman in December 2027.

HB 432 repeals a provision in Maryland law that allowed municipalities to prohibit "vagrancy" (laws targeting homeless or loitering individuals without clear purpose). The bill directly affects local governments by removing their legal authority to enforce such vagrancy prohibitions under Section 5-207(c)(2) of the Maryland Annotated Code. Key mechanisms include deleting "vagrancy" from the list of activities municipalities could ban, while preserving other related powers like prohibiting gambling or vice. The change takes effect October 1, 2026, and represents a concrete policy shift in local law enforcement authority.