Technology

HF 2635 sets new rules for health insurance companies and claim review organizations (utilization review organizations) in Iowa, directly affecting health care providers and patients. It prohibits using artificial intelligence as the sole method to deny, delay, or downgrade prior authorizations for medically necessary services, requiring instead a qualified physician review. The bill also establishes strict timelines for audits (45 days to complete after receiving documents) and appeals (30 days for a final decision), with penalties including 10% interest for violations. These changes apply to most health insurance plans in Iowa starting January 1, 2027, but exclude certain coverages like dental, Medicare supplements, and short-term policies.

This bill requires Iowa school districts, charter schools, and innovation zone schools to adopt policies by July 1, 2025, that restrict student use of personal electronic devices during classroom instructional time. The Department of Education will develop model policies for schools to consider. These policies must identify methods for parents to communicate with students during school hours and emergencies, establish disciplinary actions for violations, and outline secure storage protocols for devices. They must also include provisions allowing students to maintain access to devices for legitimate physical or mental health reasons, or as required by an individualized education program (IEP) or 504 plan. Additionally, school districts are mandated to revise their emergency operations plans by July 1, 2025, to align with these new policies on electronic device use.