This bill (1361DP) ensures that the surviving spouse and children of Iowa state employees who die from work-related traumatic injuries can continue their existing state health insurance coverage. It applies only to deaths directly caused by traumatic injuries incurred while performing job duties (excluding deaths from stress, chronic illness, misconduct, intoxication, or gross negligence). The state must allow coverage continuation but isn’t required to pay for it; if the state doesn’t cover costs, the family can choose to pay the uncovered portion to maintain coverage. Exclusions include cases where the survivor contributed to the employee’s death or becomes ineligible for other reasons (like remarriage).
HF 424 establishes Iowa's "Work Without Worry" program, providing health coverage through the state's medical assistance program for employed individuals with disabilities aged 18-64 who meet income requirements. It removes typical Medicaid barriers by allowing participants to keep coverage while working, with premiums calculated as 6% of "countable income" (income used for basic needs), and automatically enrolling Supplemental Security Income (SSI) recipients. The program includes a 6-month grace period for temporary job loss or health issues without requiring premium payments during that time, and participants retain access to all standard Medicaid services plus additional community-based support. This directly affects Iowans with disabilities who work but would otherwise lose health coverage due to income limits under current Medicaid rules.
SF 565 provides for the continuation of health insurance coverage for the surviving spouses and children of employees of the state of Iowa. This bill ensures that these family members can maintain their health insurance benefits under specific conditions after the employee's death. It also includes provisions for retroactive applicability, meaning it could apply to past situations. The aim is to offer continued health coverage to these surviving families.
HF 219 requires health insurance companies covering medical malpractice claims to negotiate settlement offers within policy limits in good faith. If an insurer refuses a claimant's settlement offer at or below the policy limit and the case results in a judgment exceeding that limit, the insurer must pay the full judgment amount. This directly affects health care providers (insureds) and their insurers, giving providers a legal claim against insurers for failing to negotiate within policy limits. The bill shifts liability to insurers for excess judgments when they unreasonably reject reasonable settlement offers.
This bill (SSB 1039) ensures that the surviving spouse and each surviving child of Iowa state employees who die from a work-related traumatic injury can continue their health insurance coverage. It applies only when the employee’s death is directly caused by a traumatic injury incurred while performing job duties (e.g., accidents), and excludes deaths from stress, chronic illness, intentional misconduct, intoxication, or gross negligence. The state must allow continuation of coverage but is not required to pay for it; if the state doesn’t cover costs, the family can choose to pay for the coverage themselves. Coverage ends if the surviving spouse/child contributed to the employee’s death or becomes ineligible under standard insurance terms (e.g., remarriage).
This bill allows surviving spouses and children of Iowa state employees to maintain their health insurance coverage if the employee died from a work-related traumatic injury (such as a workplace accident), excluding deaths from stress, chronic illness, misconduct, or gross negligence. It requires the state to permit continued coverage or reenrollment for eligible families, though the state isn’t obligated to pay for it - families may cover costs if the state doesn’t. Coverage continues until eligibility is confirmed or if the family becomes ineligible for other reasons (e.g., remarriage). The bill specifically applies to employees covered under Iowa’s state health insurance plans at the time of death.
HF 913 provides for the continuation of health insurance for the surviving spouse and children of Iowa state employees. This applies when an employee's death is determined to be the direct result of a traumatic personal injury incurred during work duties, with specific exclusions like intentional misconduct or intoxication. The state must permit survivors to continue or re-enroll in existing coverage, though the state is not required to pay the insurance costs. If the state does not cover the costs, the surviving family members can elect to continue coverage by paying the premiums themselves. The bill applies retroactively to January 1, 2024.
This bill addresses various matters under the purview of the Department of Health and Human Services. It introduces new definitions related to mental health and disability services, such as "disability access point," and modifies who can serve as an advocate for involuntarily hospitalized patients, excluding certain affiliated employees. For child foster care, the bill updates terminology to explicitly include "individual licensees" and "approved kinship caregivers." These caregivers are granted decision-making authority under the "reasonable and prudent parent standard" for children in their care, and eligibility for extended foster care is updated to reflect these roles.
HF 58 requires Iowa health insurance plans to cover treatment for eating disorders, directly affecting patients with conditions like anorexia, bulimia, or binge eating disorder and their insurers. The bill mandates coverage for all services in a patient's treatment plan - including therapy, medications, hospitalization, and out-of-network care when local options are unavailable and medically necessary - without stricter copays or deductibles than for physical illnesses. It applies to most individual and group health plans starting January 1, 2026, excluding accident-only, dental, or Medicare supplement insurance. The Iowa Insurance Commissioner must create rules to enforce these requirements.
This bill requires insurers to negotiate medical malpractice settlement offers within policy limits in good faith. If an insurer refuses a claimant's settlement offer at or below the policy limit and a court later awards more than the limit, the insurer must pay the full judgment amount. Health care providers who face excessive judgments due to an insurer's refusal to negotiate can sue the insurer for damages, including legal fees. The bill directly affects medical providers (by protecting them from uncovered costs) and insurers (by imposing new liability for settlement refusal).
