WILDFIRE RISK MITIGATION – Amends and adds to existing law to provide for the Idaho Wildfire Risk Mitigation Fund Act.

H 619 creates the Idaho Wildfire Risk Mitigation Fund to help property owners reduce wildfire risks and lower insurance costs. The fund, financed by excess insurance taxes, unused department fees, private contributions, and grants, provides direct grants of up to $20,000 per household for wildfire risk mitigation (like clearing brush) and educational resources. It targets Idaho property owners in wildfire-prone areas, aiming to make homes safer and improve access to affordable property insurance. The Idaho Department of Insurance will manage the fund and distribute grants under specific guidelines.