Health Care Autonomy; Establishes fundamental right to reproductive health care; provides that every individual has fundamental right to make autonomous decisions about individual's own reproductive health; provides that individuals who become pregnant have fundamental right to make certain decisions in exercise of such right; prohibits state from denying or interfering with individual's right to access reproductive health care; prohibits state & local law enforcement agencies & officials from harassing or discriminating against individual for providing or obtaining reproductive health care or assisting another person in doing so; prohibits such state & local entities from penalizing, prosecuting, or otherwise taking adverse action against individual for exercising specified rights, or against individual for assisting another in exercising such rights; provides individuals with immunity from civil liability for exercising specified rights or aiding or assisting another in exercising such rights; provides that fertilized egg, embryo, or fetus does not have independent rights under laws of this state; prohibits local units of government from regulating individual's ability to exercise right to reproductive health care in manner more restrictive than that set forth in specified provisions.
Office of Insurance Regulation; Providing that the Office of Insurance Regulation is responsible for all activities concerning entities under its jurisdiction; authorizing the Department of Financial Services and the office to issue and deliver cease and desist orders for certain activities; authorizing the department and the office to seek an injunction for enforcement of such order; removing a provision authorizing the Financial Services Commission to adopt the Market Conduct Examiners Handbook; requiring the Department of Law Enforcement to accept and process fingerprints taken of certain persons; requiring the Department of Law Enforcement and the Federal Bureau of Investigation to conduct certain background checks; authorizing the Department of Law Enforcement to exchange certain records with the office; requiring certain non-United States-based insurance holding company systems to file a group capital calculation report, etc.
Health Care Services Jurisdiction and Reimbursement; Providing that health insurance, health maintenance organization coverage, health plan coverage, and travel insurance providers are subject to the jurisdiction of the courts of this state under certain circumstances; defining the terms “emergency services” and “health care provider”; prohibiting health care providers from collecting or attempting to collect from patients any sums owed by insurers and health maintenance organizations, respectively, for emergency services rendered, etc.
SB 1184 clarifies and updates Florida's rules for transferring homestead assessment limitations when homeowners move to a new primary residence. It directly affects Florida homeowners who relocate between homestead properties, ensuring their new property's tax assessment reflects the value limit from their previous home. The bill specifies two key mechanisms: if the new home's market value is higher, the assessment is reduced by up to $500,000; if lower, the reduction is proportional but still capped at $500,000. This aligns existing assessment rules with the Florida Constitution and takes effect July 1, 2026. The bill does not create new benefits but clarifies how current homestead assessment transfers work.
Reproductive Freedom; Creating the “Reproductive Freedom Act”; establishing the fundamental right to reproductive health care; providing that every individual has a fundamental right to make autonomous decisions about the individual’s own reproductive health; prohibiting the state from denying or interfering with an individual’s right to access reproductive health care; prohibiting such state and local entities from penalizing, prosecuting, or otherwise taking adverse action against an individual for exercising specified rights, or against an individual for assisting another in exercising such rights, etc.
Consultant Pharmacists ; Revises definition of "health care facility"; authorizes consultant pharmacists to provide medication management services in clinics owned by hospital or by one or more physicians who are employed by or contracted with hospital.
City of Winter Springs, Seminole County; Provides for five-member city commission, including mayor; provides that mayor is voting member of city commission; revises mayoral duties; provides for transition; requires referendum.
Medical Debt Protection and Comprehensive Health Care for Residents; Requires large health care facilities to develop written financial assistance policies; provides financial assistance eligibility criteria; provides billing & collections rules & prohibitions; prohibits information relating to medical debt from being included in consumer reports, communicated with & reported to consumer reporting agencies, & used for certain decisions; prohibits medical creditors & medical debt collectors from engaging in certain acts during health insurance appeals; limits interest on medical debt under certain circumstances; creates Florida Health Plan; provides eligibility for & coverage of plan; authorizes Florida Health Board to establish financial arrangements with other states & foreign countries; authorizes plan enrollees to choose certain health care providers to have primary care providers & access to care coordination; authorizes enrollees to see health care specialists without referral; requires board to secure repeals & waivers of certain provisions of federal law; provides that plan's responsibility for providing health care is secondary to existing federal programs; requires plan to collect health care costs from collateral sources; prohibits patient care from being affected by fee schedules & financial incentives; prohibits noninstitutional & institutional providers that accept payments from plan from billing patients; provides requirements for capital expenditures by noninstitutional & institutional providers which exceed specified amount; requires Secretary of Health Care Administration to designate health planning regions; provides considerations for such designations; provides requirements for regional planning boards; prohibits certain health insurance policies & contracts from being sold in this state on & after specified date.
Coverage for Orthotics and Prosthetics Services; Authorizes AHCA to authorize & pay for specified orthotics & prosthetics services for Medicaid recipients; requires agency to seek federal approval & amend contracts as necessary to implement act; requires individual health insurance policies; group, blanket, & franchise health insurance policies; & health maintenance contracts, respectively, to provide coverage for specified orthotics & prosthetics services; prohibits health insurers & health maintenance organizations from denying claims; requires health insurers & health maintenance organizations to submit annual reports of specified information to OIR.
SB 1318 modifies Florida's Tax Credit Scholarship Program by removing requirements that leftover scholarship funds must revert to the state under specific circumstances. Previously, funds would return to the state if a student's account was inactive for two years, they were unenrolled for 30 days (for full-time scholarships), or if fraud occurred. This bill eliminates those reversion rules, allowing unused scholarship funds to remain in a student's account indefinitely. The change directly affects scholarship recipients and participating private schools, with the law taking effect July 1, 2026. The policy shift focuses on retaining funds for student use rather than returning them to state coffers.
Insurance Regulation; Making clarifying changes regarding the definition of residential coverage; prohibiting insurers from imposing or enforcing certain policy conditions or requirements; revising the conditions under which liability insurers may deny coverage based on a particular coverage defense; revising the timeframe in which insurers must pay or deny claims, etc.
Military Installations and Ranges; Provides duty of OLS; revises provisions relating to exchange of certain information between local governments & military installations & ranges; provides for prioritized scoring adjustment; requires department to consider certain factors in applying such adjustment; requires publication of such adjustment by specified date; requires DEM to coordinate interagency implementation & submit annual report to Governor & Legislature by specified date; provides for stakeholder coordination; authorizes rulemaking.
