Current Delaware law provides that a life insurance policy may contain a provision excluding or restricting coverage in the event of death by suicide within 2 years from the date of issue of the policy. This Act reduces the time period to 1 year from the date of issue of the policy. It applies to a policy that is issued after the effective date of the Act. This Act also requires that in the event any death benefit is denied because the insured dies as a result of suicide within 1 year from the date of issue of the policy, the insurer must refund all premiums paid for coverage providing the denied death benefit on the insured. This Act is effective 6 months after its enactment into law.
This Act grants line-of-duty death benefits under Title 18, Chapter 66 to county or municipal public works employees working in job-related activities to construct, repair, or maintain public works infrastructure.
This Bill requires the Division of Motor Vehicles, which is the only state agency that administers automatic voter registration, to conduct an audit of certain voter registrations that: (1) have a non-federally compliant driver's license or identification, (2) their documents predate the implementation of REAL ID, and (3) obtained a driver's license or identification card after Automatic Voter Registration took effect June 21, 2023. The Department of Elections, in coordination with the Division of Motor Vehicles, is to report the audit's findings within 1 year of completing the audit.
HB 416 proposes to lower the realty transfer tax in Delaware by reducing the rate by one-quarter of a percent. This change directly affects individuals and entities buying or selling real property within the state, as they would pay less tax on these transactions. The bill achieves this by amending Title 30 of the Delaware Code, which currently governs realty transfer tax regulations. Once enacted, the reduced tax rate would apply to future transfers of real estate covered under the statute.
This House Substitute for House Bill No. 394 creates a process for which the Division of Public Health creates signage stating that energy drinks and caffeinated dietary supplements are not recommended for children, individuals sensitive to caffeine, pregnant women, or women who are nursing. Dealers of energy drinks and caffeinated dietary supplements are then required to display the sign in a publicly visible location next to the products.
This Act prohibits cryptocurrency kiosks and mandates removal of existing cryptocurrency kiosks within 90 days of the effective date of the Act. A violation of the Act is an unlawful practice and prohibited trade practice. This Act also prohibits the circumvention of the kiosk ban through cashier-assisted or point-of-sale cryptocurrency transactions and extends liability to persons who facilitate such transactions or knowingly allow such activity to occur on their premises. Violators are subject to injunctive relief, a civil penalty not to exceed $10,000, and a private right of action for damages caused by the violation.
This Act allows municipalities or counties in Delaware to extend alcoholic liquor service hours for bars, restaurants, and clubs from 1:00 a.m. to 2:00 a.m.
This Act requires taprooms and taverns to keep at least 2 working opioid antagonists on the premises at all times. It also requires employees who sell alcohol to receive training in the use of opioid antagonists in an emergency as part of State-mandated training. This Act also confirms that an employee of a taproom or tavern who administers an opioid antagonist to a patron is exempt from civil liability if acting in good faith and not wilfully, wantonly, recklessly, or with gross negligence. This Act also makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.
HB 290 designates June 11 as "Puerto Rico Day" in Delaware for annual commemoration. This ceremonial bill, introduced in January 2026, formally recognizes Puerto Rico's cultural significance through a designated observance. It does not create new laws or regulations but establishes an annual state-level recognition event. The bill directly affects Delaware's state calendar and commemorative practices, with no direct impact on individuals or policies.
For conveyances having a property value of less than $350,000, the state will not assess a realty transfer tax. This Act also reduces the State's rate of realty transfer tax by 1/4% per year for 4 years, for residential property conveyances having a property value of $350,000 to $500,000.
This Act gives the Secretary of the Delaware Department of Veterans Affairs discretion to allow interment of a member of the Delaware National Guard who served for less than 20 years.
Approximately one in five adults report experiencing a mental health condition. At the same time, many individuals continue to face delays or barriers when trying to access care, even when they have insurance coverage. Delays, denials, or truncation of treatment leave families and their doctors battling for coverage instead of focusing on treatment and recovery. Families must pay out of pocket for care, on top of premiums for coverage they are not receiving. Further, Delawareans are five times more likely to go out-of-network for mental health care than for primary care, resulting in higher costs. This Act, known as the Fair Standards in Mental Health Care Act, builds on previous work to advance mental health parity and aims to ensure patients with private insurance can access timely, evidence-based mental health and substance use disorder care in Delaware. This Act supports improved access to mental health disorder and substance use disorder treatment by: 1. Adding and refining key terms, including definitions of mental health disorders and substance use disorders, level of care criteria, medically necessary treatment, utilization review and utilization review criteria to ensure consistency with widely accepted clinical standards of treatment and service intensity determination. This bill forges gold-standard clinical guidelines through requiring insurers to use transparent, evidence-based standards from independent experts, including the American Academy of Child and Adolescent Psychiatry. 2. Requiring coverage for all medically necessary treatment, including emergency services and all clinically appropriate levels of care. This bill ends prior authorization delays for mental health and guarantees emergency mental health coverage, just as Delaware already does for addiction treatment. 3. Requiring at least one formulation of certain FDA-approved medications to treat substance use disorders to be placed on the lowest-cost tier of drug formularies. 4. Prohibiting discrimination against individuals with current or predicted mental health disorders or substance use disorders. 5. Requiring carriers to arrange coverage of medically necessary out-of-network services without additional cost to the enrollee if in-network options are unavailable within applicable network access standards, thus ensuring real network access. 6. Removing language currently in the code barring a private right of action for violations of 18 Del. Code § 3343. In addition, the Act clarifies that carriers must provide nonquantitative treatment limitation parity analysis (NQTL parity analysis) that they are required to have completed under federal law to health care providers and current and prospective covered persons, free of charge, upon request. This Act applies to individual health insurance policies under Chapter 33 of Title 18 and group and blanket health insurance policies under Chapter 35 of Title 18. This Act applies to all policies, contracts, or certificates issued, renewed, modified, altered, amended, or reissued after December 31, 2027. This Act also makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.
