Insurance disclosures.

Existing law generally regulates the rules governing insurance and insurance contracts. Existing law sets minimum standards of training, experience, skill, and compensation for claims reviewers and adjusters in specified insurance fields. This bill would, until January 1, 2030, require a property and casualty insurer to disclose to an applicant or insured if it uses artificial intelligence, as defined, to make decisions on, or make decisions that affect, applications and claims review, as specified. This bill would declare that it is to take effect immediately as an urgency statute.