Motor vehicle liability insurance refusals.

Existing law generally regulates classes of insurance, including motor vehicle liability insurance. Existing law requires an admitted insurer licensed to issue motor vehicle liability policies or a licensed agent to provide, upon request as specified, a written explanation of a refusal to accept an application for, or refusal to issue, a motor vehicle liability policy. An insurer or agent who willfully violates this provision is guilty of a misdemeanor and is punishable by a fine not exceeding $1,000 for each violation. This bill would increase that maximum penalty to $1,500 and would also make technical, nonsubstantive changes.