Living organ donation.

Existing law, the Michelle Maykin Memorial Donation Protection Act, requires a private employer to permit an employee to take a leave of absence with pay, not exceeding 30 business days in a one-year period, for the purpose of organ donation. Existing law requires a public employer to permit a public employee to take a similar paid leave of absence for organ donation, if the employee has exhausted all available sick leave. This bill would require a private or public employer to grant an employee an additional unpaid leave of absence, not exceeding 30 business days in a one-year period, for the purpose of organ donation. The bill would require a public employee to first exhaust all available sick leave before taking that unpaid leave. Existing law provides for the regulation of disability insurance, life insurance, and long-term care insurance by the Department of Insurance and prescribes various requirements and conditions governing the issuance of those insurance policies or certificates in the state. This bill would prohibit a life or disability insurance policy other than health insurance, or a long-term care insurance policy or certificate issued, amended, renewed, or delivered on or after January 1, 2020, from declining or limiting coverage of a person, charging a person a different rate for the same coverage, or otherwise discriminating in the offering, issuance, cancellation, amount of coverage, price, or any other condition of the insurance policy for a person based solely and without any additional actuarial risks upon the status of that person as a living organ donor. The bill would require an insurer, with respect to any health condition other than being a living organ donor, to subject a person who is a living organ donor to the same actuarial or other standards as persons who are not living organ donors.