Consumer credit reporting agencies.

The Consumer Credit Reporting Agencies Act requires every consumer credit reporting agency, upon request and proper identification of any consumer, to allow the consumer to visually inspect all files maintained regarding that consumer at the time of the request. The act requires every consumer reporting agency, upon contact by a consumer regarding information which may be contained in the agency files regarding that consumer, to inform the consumer of specified rights and agency obligations. This bill would make nonsubstantive changes to those provisions.