Automobile insurance: personal vehicle sharing.

Existing law defines a "personal vehicle sharing program" as a legal entity qualified to do business in the State of California engaged in the business of facilitating the sharing of private passenger motor vehicles for noncommercial use by individuals within the state. Existing law requires the personal vehicle sharing program to facilitate the installation, operation, and maintenance of computer hardware and software and signage necessary for a private passenger motor vehicle to be used in a personal vehicle sharing program, including payment of the cost of damage or theft of that equipment and any damage caused to the vehicle by the installation, operation, and maintenance of that equipment. This bill would delete the above-described requirements. Existing law requires the personal vehicle sharing program to be liable for a loss or injury that occurs during any time period when the private passenger motor vehicle is under the operation and control of a person, other than the vehicle owner, pursuant to a personal vehicle sharing program, or otherwise under the control of a personal vehicle sharing program. A personal vehicle sharing program continues to be liable until specified events occur, including, but not limited to, that the private passenger motor vehicle is returned to a location designated by the personal vehicle sharing program. This bill would instead require that one of the triggering events be that the private passenger motor vehicle is returned to the location designated and agreed to by both the vehicle owner and the user of the vehicle, consistent with the terms and policies of the personal vehicle sharing program.