Health; to require that coverage for breast cancer screening be provided without charging an insurance deductible or copayment to a beneficiary

HB 300 requires all health insurance plans sold in Alabama that cover breast exams to provide screening and diagnostic mammograms without charging deductibles, copays, or coinsurance. It directly affects Alabama residents with health insurance, ensuring no out-of-pocket costs for medically necessary breast screenings under the National Comprehensive Cancer Network Guidelines. The bill covers both routine screening exams (for high-risk individuals) and diagnostic exams (to evaluate abnormalities), but excludes limited policies like dental-only or Medicare supplements. The law takes effect January 1, 2027.