Coastal Alabama Insurance, expressed
HJR 220 is a joint resolution expressing the Alabama Legislature's concern regarding the availability and affordability of commercial property insurance in coastal Alabama. It acknowledges findings from the Alabama Coastal Commercial Insurance Joint Interim Study Commission, which highlighted risks to local businesses and the tourism industry. The resolution calls for the Legislature and Governor to further explore potential solutions, including state-supported reinsurance programs, targeted tax credits for risk mitigation, and a review of insurance industry practices to ensure the region's long-term economic and insurance stability.
Bill status
signed
all 5 stages cleared
Introduction
Apr 2025
Committee Review
Apr 2025
House Passage
Apr 2025
Senate Passage
Apr 2025
Signed into Law
May 2025
Introduced Apr 8, 2025
Signed May 1, 2025
Maddy AI version diff · 1 comparison
What changed between versions
Introduced
→
Enrolled
·
4 edits
·
May 1, 2025
MODERATE
The bill changed from an introduced draft to its final enrolled version, primarily involving formatting updates, page number corrections, and minor text refinements. The substantive policy content regarding coastal commercial insurance remains unchanged, with no modifications to funding amounts, eligibility criteria, or implementation requirements.
TECHNICAL
Updated bill identifier from HGW4G88-1 to HGW4G88-2 and changed status from INTRODUCED to ENROLLED
Reformatted page headers and removed draft-specific metadata while preserving all legislative text
Adjusted line breaks and paragraph spacing for final enrolled version formatting
Added certification signatures and dates from House and Senate for final enrollment
Floor votes
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
14
Key actions
8
Committee
8
Apr 24, 2025
Upper · Passed
Waggoner Concur In and Adopt - Adopted Voice Vote
upper
Apr 24, 2025
Upper · Passed
Reported from RULES (RULES)
upper
Apr 16, 2025
Upper · Passed
Reported Out of Committee Second House
upper
Apr 10, 2025
Upper · Passed
Pending Committee Action in Second House (RULES)
upper
Apr 10, 2025
Committee
Received in the Senate and referred to the Senate committee on RULES
upper
Apr 10, 2025
Lower · Passed
Lovvorn motion to Adopt - Adopted Voice Vote
lower
Apr 10, 2025
Lower · Passed
Reported from Rules (Rules)
lower
Apr 10, 2025
Lower · Passed
Reported Out of Committee House of Origin
lower
Apr 8, 2025
Lower · Passed
Pending Committee Action in House of Origin (Rules)
lower
Apr 8, 2025
Committee
Received in the House and referred to the House committee on Rules
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Frances Holk-Jones
RRepublican
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