Open banking-amendments.

This Wyoming bill (HB 145) defines "customer" to include natural persons or their agents/trustees for open banking purposes. It requires banks to obtain a customer's express written consent before sharing any data with third parties, and limits shared data to what is strictly necessary for the customer to receive a financial product or service. The law directly affects Wyoming residents who use banking services and banks offering open banking features. It takes effect on July 1, 2024, and does not create new services but sets clear rules for data sharing.