Dental insurance-payment for services.

SF 115 prevents insurance companies from restricting how dentists bill patients for dental services. It prohibits insurers from requiring dentists to combine separate procedures into one bill (bundling) or reclassify complex procedures as simpler, lower-cost ones (downcoding). The bill also allows dentists to bill patients directly for services not fully covered by insurance, provided they first inform patients about limited coverage, obtain written consent, and provide a copy of that consent to the insurer. These changes apply to all dental insurance contracts issued, renewed, or delivered in Wyoming on or after July 1, 2023.