Credit card defense act.

Wyoming's HB 253, the "Credit Card Defense Act," requires merchants selling firearms or ammunition in the state to use a "sporting goods" merchant category code for all transactions, instead of codes specifying firearms. Financial institutions, credit cards, and payment processors must not collect or generate personally identifying information beyond this category code for such purchases. The law directly affects firearm retailers, banks, and payment processors handling these transactions in Wyoming. It mandates that all relevant financial institutions adopt this coding standard by July 1, 2023, to limit transaction data collection related to firearm purchases.