Vehicle service contracts.

Wyoming's HB 64 clarifies that dealers' theft protection programs (like those covering stolen vehicles) are **not** considered insurance or service contracts under state law. The bill specifically excludes these programs from insurance regulations and defines "service contracts" to include only repair/maintenance agreements for vehicle issues (e.g., tire damage from potholes or windshield chips), not theft-related coverage. It directly affects vehicle owners who purchase such theft protection add-ons, ensuring they aren’t subject to insurance licensing rules. Key mechanisms include new definitions for terms like "incidental theft protection program payment" and explicit exemptions for tire/lease-related service contracts. The law took effect July 1, 2022.