Relating to: allowing discounts for prompt payment of health care fees.

SB 822 allows health care providers to offer discounts for prompt payment of fees to patients covered by disability insurance policies, while prohibiting them from reducing required coinsurance or deductibles under those policies. Key provisions require discounts to be no more than 15% of the fee, based on actual collection savings, and mandate providers to post their discount policy on their website. Providers cannot shift discount costs to other patients, include discounts in third-party payer agreements, or advertise the discount publicly (merely posting online is permitted). The bill directly affects health care providers, disability insurance patients, and insurers, with exceptions for undue financial hardship or federal law conflicts.