Relating to: postloss assignment of rights or benefits under property insurance policies to residential contractors and providing a penalty. (FE)

SB 531 allows residential contractors to directly receive insurance payments for repairs after property damage, rather than homeowners having to collect and pay contractors. It specifically covers repairs, replacements, or reconstruction of residential properties, including roof systems and tree removal/repair. The bill includes penalties for violations of these insurance payment rules. This change primarily affects homeowners and contractors dealing with property damage claims, streamlining how repair funds flow. The bill passed its final reading on November 18, 2025, and was sent to the governor.