Relating to: coverage of individuals with preexisting conditions and benefit limits under health plans.

Senate Bill 174 establishes state regulations for health plans regarding preexisting conditions and benefit limits. It would prevent individual and group health plans from denying coverage or imposing exclusions based on an individual's preexisting health condition. The bill also prohibits lifetime and annual dollar limits on benefits and sets rules for how premium rates can vary for individual and small employer plans. These provisions would only take effect if federal Affordable Care Act regulations related to these issues are no longer enforceable or preempt state law.