Relating to: earned wage access services.

SB 1028 sets maximum fees for earned wage access (EWA) services, which allow workers to receive early access to earned wages. It limits fees to $5 for advances of $75 or less and $7.50 for larger advances, with adjustments every five years starting in 2030 based on the U.S. consumer price index. The bill also exempts licensed EWA providers from certain existing financial regulations, including parts of Chapters 422, 425, 426, and 427. This directly affects workers using EWA services and licensed providers operating under these rules.