Relating to: use of artificial intelligence to deny prior authorization for medical necessity or experimental status.

This bill prohibits disability insurance policies and self-insured health plans from using artificial intelligence to deny prior authorization requests for medical necessity or experimental treatments. Instead, it requires that a licensed human healthcare provider must review these specific requests before any denial can occur. The law applies to limited service health organizations, preferred provider plans, and defined network plans, with exceptions for plans covered by collective bargaining agreements. If passed, the restrictions would take effect at the start of the fourth month following the bill's publication.