Concerning the truth in mental health coverage act.

SB 6305 requires health insurance companies in Washington to annually report detailed, standardized data about mental health and substance use coverage. Insurers must submit information on in-network provider availability, reimbursement rates, out-of-network utilization, and access metrics (like youth services and telehealth) by July 1 each year. The state will publish all raw data and create an interactive public dashboard by October, allowing consumers and employers to compare insurers' coverage transparency. This addresses documented gaps where Washington residents face significantly greater barriers accessing mental health care than medical care, as highlighted by recent studies. The bill directly affects all health insurance carriers operating in Washington and aims to improve transparency for patients seeking behavioral health services.