Encouraging fire districts and insurance providers to develop voluntary incentives to promote best practices.

SB 5919 encourages fire districts and insurance companies to voluntarily create incentives for farmers in wildfire-prone unincorporated areas to adopt wildfire safety practices. The bill allows insurers to offer discounts or other benefits for specific actions like maintaining defensible space, properly storing equipment, installing water tanks, or heeding red flag warnings. These incentives would be optional for insurance providers to offer and for farmers to accept. The law aims to promote wildfire mitigation through collaboration, without mandating participation from either insurers or farmers.