HB 1927 Washington House · 2025-2026 Regular Session

Facilitating positive rent payment information to consumer reporting agencies at tenant request.

HB 1927 creates a temporary pilot program (running until 2028) allowing tenants to voluntarily request that their on-time rent payments be reported to credit bureaus. Landlords must agree in writing to participate, and tenants must provide written consent to have their credit scores tracked before and after reporting. The program initially targets up to 100 tenants, prioritizing underserved communities, and only reports rent payments (not fees or other charges). Participation is entirely voluntary for both tenants and landlords, with no cost to tenants and potential reimbursement for landlords' administrative expenses.

Issues: ✓ Housing

Bill status in committee 1 of 4 stages cleared

Introduction

Jan 2026

Committee Review

Floor Vote

Governor

Introduced Jan 12, 2026 Last action Jan 12, 2026

Maddy AI version diff · 1 comparison

What changed between versions

Bill → Substitute Bill · 7 edits

MODERATE

The bill was converted from a House Bill to a Substitute Bill, shifting the administrative responsibility for the rent credit reporting pilot program from a mandatory third-party contractor to the Department of Commerce, which now has the option to run the program internally or hire a contractor. The timeline for recruiting landlords was extended to March 1, 2026, and the program now explicitly allows the department to compare tenant credit scores before and after participation to measure the program's effectiveness. Additionally, reimbursement rules for landlords were updated to include guidelines and policies alongside standard rules.

Scope change

The scope of administration changed from a required external contractor to an optional internal department process or external contractor, and the reporting requirements now include specific credit score comparisons.

DEFINITION

The 'Department' definition changed from the Department of Financial Institutions to the Department of Commerce.

REQUIREMENT

The 'Contractor' definition was updated to reflect that the department may choose to administer the pilot program internally rather than contracting with a third party.

Tenant participation now requires written authorization for the department to compare their credit scores before and after joining the pilot program.

The department or contractor is now required to provide education and recruitment support to landlords.

Reimbursement for landlords must now follow rules, guidelines, or policies established by the department, in addition to standard rules.

The final report must now include a specific comparison of tenant credit scores before and after participation to assess the program's impact.

TIMELINE

The deadline for recruiting participant landlords was moved from December 15, 2025, to March 1, 2026.

Floor votes

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Full legislative history

Actions timeline

Total actions

Key actions

Committee

Jan 12, 2026

Introduced

By resolution, reintroduced and retained in present status.

lower

Feb 21, 2025

Committee

Referred to Appropriations.

lower

Feb 20, 2025

Lower · Passed

Minority; without recommendation.

lower

Feb 20, 2025

Lower · Passed

Minority; do not pass.

lower

Feb 20, 2025

Lower · Passed

Executive action taken in the House Committee on Housing at 8:00 AM.

lower

Feb 17, 2025

Lower · Passed

Public hearing in the House Committee on Housing at 1:30 PM.

lower

1 primary · 6 co-sponsors