Health insurance; definitions, prohibited restrictions on in-network referrals.

Removed draft committee headers and patron information, replacing them with the official 'Enrolled' status and session year.

Updated section citations to include non-breaking spaces for consistent formatting across the document.

Added a new provision (Section 38.2-3407.23) that explicitly prohibits health carriers from stopping in-network providers from referring patients to in-network laboratories or pathology services, unless doing so violates existing anti-kickback laws.

Updated the definition of 'Carrier' and 'Health plan' to include any entity providing health insurance coverage to state employees, ensuring state employees are covered by the new referral protections.

Added a clause stating that the state insurance commission does not have the authority to adjudicate individual disputes arising from this specific referral provision.

Amended the statutory construction section to list specific existing laws that do not apply to health maintenance organizations, ensuring the new referral rules are not inadvertently overridden by other statutes.

Added an exemption stating that health maintenance organizations are not required to offer coverage to employees who do not live within the organization's designated service area.