Financial institutions and services; virtual currency kiosk operators, license required, penalties.

The document status changed from 'Commerce and Labor Substitute' to 'Enrolled', indicating the bill has passed all legislative stages and is now official law.

Minor formatting adjustments were made to section headers and citations to match the standard style of the Virginia Code.

The definition of 'New user' was changed to include a 14-day window after a transaction, whereas the original text defined it based on activity within a 14-day period starting from the first transaction.

The monthly transaction limit for new users was removed from the exception clause, meaning the $10,000 monthly cap now applies to both new and established users.

The annual fee schedule was modified to remove the requirement that fees must relate to the 'total number of agreements,' focusing instead on business volume and examination costs.

The deadline for the Commission to approve or deny a license application was extended from 60 days to 60 days, but the fee assessment and payment dates were shifted from June/July to August/September.