HB 1307 Virginia House of Delegates · 2026 Regular Session

Mortgage lenders and brokers; criminal history records check.

Summary

Mortgage lenders and brokers; criminal history records check. Replaces the option for an applicant submitting the required criminal history records check for licensure as a mortgage lender or mortgage broker, or an applicant to acquire control of a licensee, to submit fingerprints and other information to the Commissioner of Financial Institutions to forward such information to the Central Criminal Records Exchange with the option to submit such information to an FBI-approved channeler to forward such information to the FBI for the purposes of obtaining national criminal history record information. Under current law, there is also an option for such an applicant to submit such information to the Nationwide Mortgage Licensing System and Registry.

Bill status signed all 5 stages cleared

Introduction

Jan 2026

Committee Review

Mar 2026

House of Delegates Passage

Mar 2026

Senate Passage

Mar 2026

Signed into Law

Apr 2026

Introduced Jan 16, 2026 Signed Apr 13, 2026

Maddy AI version diff · 2 comparisons

What changed between versions

Engrossed → Enrolled · 3 edits · Mar 12, 2026

MINOR

The bill was formally converted from its 'Engrossed' version to the 'Enrolled' version, which is the final text signed into law. The substantive legal content regarding mortgage licensing and criminal background checks remains unchanged, though minor formatting corrections were made to fix a grammatical error in the description of the FBI-approved channeler process.

TECHNICAL

Corrected a grammatical error in the definition of 'FBI-approved channeler' by removing redundant words ('who which') to clarify that the channeler forwards items to the Central Criminal Records Exchange.

Removed bracketed placeholder text (e.g., '[ conduct a ]') that was used during the legislative drafting process but is no longer needed in the final enrolled bill.

Added standard enrolled bill headers, including the session year, 'ENROLLED' status, and the official act number, to finalize the document for the Code of Virginia.

Floor votes · Senate Mar 4, 2026 · House of Delegates Feb 17, 2026

How they voted

38–0

Passed · 1 other

Total votes 39

Mar 4, 2026

D Democratic20

20 Yea

100% Yea

R Republican19

18 Yea 1

94% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Apr 13, 2026

Signed into law

Approved by Governor-Chapter 773 (effective 7/1/2026)

executive

Mar 12, 2026

Upper · Passed

Signed by President

upper

Mar 12, 2026

Lower · Passed

Signed by Speaker

lower

Mar 10, 2026

Lower · Passed

Bill text as passed House and Senate (HB1307ER)

lower

Mar 5, 2026

Upper · Passed

Passed Senate (39-Y 0-N 0-A)

upper

Mar 4, 2026

Upper · Passed

Passed by for the day (Voice Vote)

upper

Mar 2, 2026

Upper · Passed

Reported from Commerce and Labor (13-Y 0-N)

upper

Feb 18, 2026

Committee

Referred to Committee on Commerce and Labor

upper

Feb 17, 2026

Lower · Passed

Read third time and passed House (97-Y 0-N 0-A)

lower

Feb 16, 2026

Introduced

Engrossed by House as amended

lower

Feb 16, 2026

Lower · Passed

committee amendments agreed to

lower

Feb 12, 2026

Lower · Passed

Reported from Labor and Commerce with amendment(s) (20-Y 0-N)

lower

Feb 10, 2026

Lower · Passed

Subcommittee recommends reporting with amendment(s) (8-Y 0-N)

lower

Feb 10, 2026

Lower · Passed

House subcommittee offered

lower

Jan 27, 2026

Committee

Assigned HCL sub: Subcommittee #1

lower

Jan 16, 2026

Committee

Referred to Committee on Labor and Commerce

lower

Jan 16, 2026

Introduced

Presented and ordered printed 26102689D

lower

1 primary · 0 co-sponsors