Health insurance; coverage for contraceptive drugs and devices.

The primary requirement changed from a declaration of public policy regarding the right to access contraception to a mandatory obligation for insurers, corporations, and health maintenance organizations to cover FDA-approved contraceptive drugs and devices.

New rules were added prohibiting insurers from imposing unequal copayments or fees on contraceptives and requiring coverage for a specific drug or device if a doctor recommends it based on medical need.

Insurers are now required to provide clear, written information about contraceptive coverage on their websites and upon request.

The previous provision allowing private institutions or physicians to refuse contraception based on religious or conscientious objection was removed, as the new law focuses on insurance coverage mandates rather than provider refusal rights.

New definitions were added for 'Contraceptive device', 'Contraceptive drug', 'FDA', 'Medical need', and 'Therapeutically equivalent version' to clarify what must be covered.

The applicability of the coverage mandate was updated to apply to contracts, policies, or plans delivered, issued, or renewed on or after January 1, 2026.