SB 1159 Virginia Senate · 2025 Regular Session

Motor vehicle insurance; underinsured motorist coverage, revises language of required notice.

Summary
Motor vehicle insurance; underinsured motorist coverage; required notice. Revises the language of the notice required to be enclosed with all motor vehicle insurance policies issued, delivered, or renewed after July 1, 2026, in the Commonwealth. The bill requires such notice to provide that the insured may choose to change the way the insured's underinsured motorist coverage is calculated.
Bill status signed all 5 stages cleared
Introduction
Jan 2025
Committee Review
Feb 2025
Senate Passage
Feb 2025
House of Delegates Passage
Feb 2025
Signed into Law
Mar 2025
Introduced Jan 7, 2025 Signed Mar 21, 2025
Maddy AI version diff · 3 comparisons

What changed between versions

Enrolled Chaptered · 3 edits
MINOR
This bill finalizes the enactment of SB 1159 by formatting it as a Chapter of the Virginia Acts of Assembly. The substantive content remains largely unchanged from the enrolled version, with only minor formatting adjustments and a date correction in the effective date provision (changed from 2023 to 2026).
Scope change
The bill's scope and applicability remain unchanged; it continues to apply to motor vehicle insurance policies delivered, issued for delivery, or renewed in Virginia on or after January 1, 2026.
TIMELINE

The effective date for the underinsured motorist coverage notice requirement was corrected from July 1, 2023 to July 1, 2026, aligning with the overall effective date of the legislation.

TECHNICAL

Formatting changes were applied to convert the enrolled bill into official chapter format, including adding chapter number, approval date, and adjusting line breaks and spacing.

Page numbering was added to the chapter document (marked as '2 of 2').

Floor votes · Senate Jan 22, 2025 · House of Delegates Feb 18, 2025

How they voted

400
Passed
Total votes 40
Jan 22, 2025
D Democratic21
21 Yea
100% Yea
R Republican19
19 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
32
Key actions
11
Committee
6
Amendments
3
Mar 21, 2025
Signed into law
Approved by Governor-Chapter 331 (Effective 07/01/25)
executive
Feb 23, 2025
Upper · Passed
Signed by President
upper
Feb 20, 2025
Lower · Passed
Signed by Speaker
lower
Feb 20, 2025
Upper · Passed
Bill text as passed Senate and House (SB1159ER)
upper
Feb 18, 2025
Lower · Passed
Passed House (97-Y 0-N)
lower
Feb 13, 2025
Lower · Passed
Reported from Labor and Commerce (22-Y 0-N)
lower
Feb 11, 2025
Lower · Passed
Subcommittee recommends reporting (7-Y 0-N)
lower
Feb 4, 2025
Committee
Assigned L & C sub: Subcommittee #1
lower
Feb 3, 2025
Committee
Referred to Committee on Labor and Commerce
lower
Jan 24, 2025
Upper · Passed
Read third time and passed Senate (38-Y 0-N)
upper
Jan 23, 2025
Introduced
Engrossed by Senate as amended
upper
Jan 23, 2025
Upper · Passed
Commerce and Labor Amendment agreed to
upper
Jan 23, 2025
Introduced
Reading of amendment waived
upper
Jan 22, 2025
Upper · Passed
Passed by for the day
upper
Jan 20, 2025
Upper · Passed
Reported from Commerce and Labor with amendment (15-Y 0-N)
upper
Jan 7, 2025
Committee
Referred to Committee on Commerce and Labor
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Mark Obenshain
Mark Obenshain
RRepublican
VA
2