HB 1628 Virginia House of Delegates · 2025 Regular Session

Fire insurance; assignment of claims prohibited.

Summary
Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to SB 1154.
Bill status signed all 5 stages cleared
Introduction
Jan 2025
Committee Review
Feb 2025
House of Delegates Passage
Feb 2025
Senate Passage
Feb 2025
Signed into Law
Mar 2025
Introduced Jan 3, 2025 Signed Mar 19, 2025
Maddy AI version diff · 2 comparisons

What changed between versions

Enrolled Chaptered · 1 edit
MINOR
This bill was formally enacted into law as Chapter 120 of the 2025 Virginia Acts of Assembly. The substantive policy content remains unchanged from the enrolled version, with only formatting and presentation differences between the two versions.
TECHNICAL

Formatting changes including spacing, line breaks, and capitalization adjustments between the enrolled and chaptered versions. The actual legislative text and policy provisions remain identical.

Floor votes · Senate Feb 13, 2025 · House of Delegates Jan 22, 2025

How they voted

400
Passed
Total votes 40
Feb 13, 2025
D Democratic21
21 Yea
100% Yea
R Republican19
19 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
28
Key actions
11
Committee
6
Mar 19, 2025
Signed into law
Approved by Governor-Chapter 120 (Effective 07/01/25)
executive
Feb 20, 2025
Upper · Passed
Signed by President
upper
Feb 18, 2025
Lower · Passed
Signed by Speaker
lower
Feb 18, 2025
Lower · Passed
Bill text as passed House and Senate (HB1628ER)
lower
Feb 13, 2025
Upper · Passed
Passed Senate (40-Y 0-N)
upper
Feb 12, 2025
Upper · Passed
Passed by for the day
upper
Feb 10, 2025
Upper · Passed
Reported from Commerce and Labor (15-Y 0-N)
upper
Jan 23, 2025
Committee
Referred to Committee on Commerce and Labor
upper
Jan 22, 2025
Lower · Passed
Passed House (97-Y 0-N)
lower
Jan 22, 2025
Lower · Passed
Read third time and passed House (96-Y 0-N)
lower
Jan 16, 2025
Lower · Passed
Reported from Labor and Commerce (22-Y 0-N)
lower
Jan 14, 2025
Lower · Passed
Subcommittee recommends reporting (7-Y 0-N)
lower
Jan 10, 2025
Committee
Assigned L & C sub: Subcommittee #1
lower
Jan 3, 2025
Committee
Referred to Committee on Labor and Commerce
lower
1 primary · 4 co-sponsors

Sponsors