Consumer reporting agencies; prohibited from making reports concerning medical debt.

Consumer reporting agencies; medical debt.Prohibits a consumer reporting agency from making any consumer reportcontaining any adverse item of information that the consumer reportingagency knows or should know concerns medical debt except in the caseof any consumer report to be used in connection with a credit transactioninvolving a principal amount that exceeds the national conformingloan limit value for a one-unit property as determined annually bythe Federal Housing Finance Agency.