Homestead exemption; bankruptcy exemptions.

Homestead exemption; bankruptcy exemptions. Makes various changes to homestead exemptions, including providing that the official schedule of property claimed exempt filed with the United States Bankruptcy Court in a bankruptcy proceeding constitutes a sufficient writing to exempt such real and personal property from creditor process. The bill also provides that a householder may hold exempt from creditor process real or personal property that the householder or his dependent uses as a principal residence not exceeding $25,000 in value. The bill requires that the dollar amounts of the homestead exemption shall be adjusted triennially based on the United States Average Consumer Price Index.